An Act providing for confidentiality in certain communications between insurers and protected individuals.

HB 1796, the Confidential Insurance Communications Protection Act, requires insurers to keep certain health insurance communications confidential for people who fear safety risks (like domestic violence survivors). It allows "protected individuals" to request alternative communication methods (e.g., separate mailing addresses or secure emails) without needing to prove abuse, and insurers must comply within 10 business days. Insurers cannot disclose these requests to policyholders or third parties, deny coverage for making such requests, or require policyholder authorization. Violations would be enforced under Pennsylvania’s Unfair Insurance Practices Act, with potential fines or corrective orders.