An Act amending Title 42 (Judiciary and Judicial Procedure) of the Pennsylvania Consolidated Statutes, in judgments and other liens, providing for bankruptcy exemption.

HB 1631 amends Pennsylvania's bankruptcy exemption rules for court-ordered debts (judgments and liens) under Title 42 of the state statutes. It would directly affect Pennsylvania residents filing for bankruptcy who have outstanding judgments or liens against them, such as from unpaid debts or court rulings. The bill's key provision changes how certain assets are protected during bankruptcy proceedings, specifically adjusting the exemption limits for these types of debts. This creates a concrete policy change in how bankruptcy filers can shield assets from creditors holding judgments or liens. The bill was recently referred to the House Commerce Committee on June 23, 2025.