An Act authorizing the State Workers' Insurance Board to make available health insurance policies for purchase by the general public; providing for premiums; and authorizing a loan from the State Workers' Insurance Fund.

HB 1548 authorizes Pennsylvania's State Workers' Insurance Board to sell health insurance policies directly to the general public, not just state workers. The program must include minimum coverage for inpatient/outpatient hospital care, emergency services, preventive care, and basic medical services like doctor visits, physical therapy, and lab tests. The Board may borrow up to 40% of the State Workers' Insurance Fund’s annual balance to cover claims and administrative costs, with premiums partially funding loan repayments. This program will begin on January 1, 2026, offering a new public option for health insurance in Pennsylvania.