An Act imposing a moratorium on enactment of new or expanded health insurance policy mandated benefits; and requiring the Legislative Budget and Finance Committee to study the issue of health insurance mandates and report to the General Assembly.

HB 1184 imposes a temporary pause on new or expanded health insurance coverage requirements (mandated benefits) in Pennsylvania. It directly affects insurers and employers who would otherwise be required to cover new treatments, equipment, or provider-specific services under health insurance policies. The bill requires the Legislative Budget and Finance Committee to study existing state-mandated health benefits by December 2026, analyzing their costs, fiscal impact, and effectiveness. The study must also determine if current mandates trigger federal payment obligations. The moratorium takes effect immediately and remains in place until the committee submits its report.