An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for required financial responsibility and providing for online verification of financial responsibility.

This bill requires vehicle owners in Pennsylvania to certify that they have the necessary financial responsibility to register or renew their vehicles, with the Department of Transportation refusing registration if this certification is missing or false. It establishes an online verification system where insurers must share policy data to allow the Department and law enforcement to instantly confirm coverage status without relying solely on physical cards. While owners can still present traditional proof, the law mandates that insurers notify the Department within ten days if a policy is canceled, and it creates a defense against penalties if a driver can prove they had valid insurance within five days of a violation. Additionally, the bill sets specific technical and security standards for the new digital system, requiring it to be accessible by authorized entities and capable of interfacing with existing state databases.