An Act providing for public utility credit reporting; and imposing duties on public utilities.

This bill establishes the Public Utility Credit Act, which requires public utilities in Pennsylvania to report customer payment history to major credit agencies like Experian and Equifax. The law defines public utilities broadly to include providers of electricity, gas, water, transportation services, and telecommunications, while explicitly excluding certain entities like nonprofit cooperatives and internal building systems. To protect consumer privacy, the bill mandates that all customers have the option to opt in or opt out of having their utility payments reported to credit bureaus, with specific notification timelines for both new and existing accounts.