An Act amending Title 40 (Insurance) of the Pennsylvania Consolidated Statutes, in regulation of insurers and related persons generally, providing for pet insurance; and imposing penalties.

This bill establishes a legal framework for pet insurance in Pennsylvania, requiring insurers to provide clear definitions for terms like preexisting conditions and wellness programs. It mandates that policyholders receive a copy of their insurance policy and allows them to return it within 30 days for a full refund if they are not satisfied. The legislation also sets standards for how pet insurance policies must be sold and requires insurance producers to receive specific training. Finally, the bill outlines penalties for violations and gives the Insurance Commissioner the authority to create further rules and regulations to enforce these standards.