An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in casualty insurance, further providing for billing.

This bill amends Pennsylvania's Insurance Company Law to require insurers sending reimbursement payments for emergency medical services to include a specific notice with the payment. The notice must be printed on red paper with bold "STOP" and "Read this notice before depositing payment" headings, and it must clearly explain the services covered, the patient's financial responsibility, and their right to negotiate the bill with the EMS agency before paying. Directly affecting insurance companies and individuals receiving emergency medical care, the provision ensures that patients are aware they can discuss costs with providers and cannot pay less than the amount reimbursed by the insurer. The changes take effect 120 days after the bill is enacted.