An Act providing for access to contraceptives; imposing duties on the Insurance Department and the Department of Human Services; and imposing penalties.

This bill, known as the Contraceptive Access for All Act, requires all government health programs and private health insurance policies in the state to cover FDA-approved contraceptive drugs, devices, and products without charging the patient any out-of-pocket costs. The law specifically mandates that these contraceptives be included in coverage without requiring prior authorization, step therapy, or any form of cost-sharing such as deductibles or copayments. It applies to a wide range of standard medical insurance plans while explicitly excluding limited policies like dental-only or accident insurance. Additionally, the bill assigns duties to the Insurance Department and the Department of Human Services to oversee compliance and establishes penalties for entities that fail to meet these new coverage requirements.