HB 4116 Oregon House · 2026 Regular Session

Relating to consumer finance loans; and prescribing an effective date.

Summary

Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state. Specifies persons to whom the consumer finance laws of this state apply and circumstances in which the laws apply. Specifies the requirements for an application for a license to make consumer finance loans in this state. Takes effect on the 91st day following adjournment sine die.

Bill status signed all 5 stages cleared

Introduction

Feb 2026

Committee Review

Mar 2026

House Passage

Mar 2026

Senate Passage

Mar 2026

Signed into Law

Apr 2026

Introduced Feb 2, 2026 Signed Apr 7, 2026

Maddy AI version diff · 1 comparison

What changed between versions

Introduced → Enrolled · 1 edit · Mar 7, 2026

MINOR

The bill was finalized and enrolled after passing the legislature, with minor formatting adjustments to the title page and sponsor list. The core legislative text remains substantively identical to the introduced version, preserving the same rules for consumer finance loans and licensing requirements.

TECHNICAL

The title page was updated from 'Introduced' to 'Enrolled' and the sponsor list was expanded to include additional representatives and senators who joined the bill during the legislative process.

Floor votes · House Feb 17, 2026

How they voted

This bill passed the Senate by voice vote (no roll call recorded).

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Apr 7, 2026

Signed into law

Governor signed.

lower

Mar 7, 2026

Upper · Passed

President signed.

upper

Mar 6, 2026

Lower · Passed

Speaker signed.

lower

Mar 5, 2026

Upper · Passed

Third reading. Carried by Neron Misslin, Campos. Passed.

upper

Mar 3, 2026

Upper · Passed

Minority Recommendation: Do pass with amendments. (Printed A-Eng. Minority)

upper

Mar 3, 2026

Upper · Passed

Recommendation: Do pass.

upper

Feb 19, 2026

Committee

Referred to Labor and Business.

upper

Feb 19, 2026

Introduced

First reading. Referred to President's desk.

upper

Feb 17, 2026

Introduced

Vote explanation(s) filed by Levy E, Nguyen D.

lower

Feb 17, 2026

Lower · Passed

Third reading. Carried by Sosa. Passed.

lower

Feb 13, 2026

Lower · Passed

Minority Recommendation: Do pass with amendments and be printed A-Engrossed.

lower

Feb 13, 2026

Lower · Passed

Recommendation: Do pass.

lower

Feb 2, 2026

Committee

Referred to Commerce and Consumer Protection.

lower

Feb 2, 2026

Introduced

First reading. Referred to Speaker's desk.

lower

9 primary · 15 co-sponsors