HB 4051 Oregon House · 2026 Regular Session

Relating to first-time homeownership; declaring an emergency.

Summary

Creates a program for deferred loans to first-time home buyers in an amount not greater than the lesser of the closing costs on the purchase or one percent of the purchase price. Makes the deferred loans repayable when the home changes ownership, is no longer the homestead of the borrower or, if the home is mobile, is moved out of state. Retires the program after three years. Declares an emergency, effective on passage.

Issues: ✓ Housing

Bill status in committee 1 of 4 stages cleared

Introduction

Feb 2026

Committee Review

Floor Vote

Governor

Introduced Feb 2, 2026 Last action Mar 7, 2026

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Mar 7, 2026

Lower · Passed

In committee upon adjournment.

lower

Feb 2, 2026

Committee

Referred to Housing and Homelessness with subsequent referral to Revenue.

lower

Feb 2, 2026

Introduced

First reading. Referred to Speaker's desk.

lower

2 primary · 2 co-sponsors