SB 605 Oregon Senate · 2025 Regular Session

Relating to medical debt reporting.

Summary

Prohibits medical service providers from reporting the amount or existence of medical debt to a consumer reporting agency. Prohibits a consumer reporting agency from including in a consumer report an item that the consumer reporting agency knows or should know is medical debt. Punishes a violation of the Act as an unlawful practice under the Unlawful Trade Practices Act.

Issues: ✓ Healthcare

Bill status signed all 5 stages cleared

Introduction

Jan 2025

Committee Review

May 2025

Senate Passage

Jun 2025

House Passage

Jun 2025

Signed into Law

Jun 2025

Introduced Jan 13, 2025 Signed Jun 17, 2025

Maddy AI version diff · 3 comparisons

What changed between versions

B-Engrossed → Enrolled · 3 edits · Jun 17, 2025

MINOR

This bill transitioned from a B-Engrossed version to an Enrolled version, which is the final version ready for signing into law. The main substantive change is the addition of a new provision (subsection 10b) allowing interest rates on medical debt to increase up to the maximum allowed under ORS 82.010 after a judgment is entered, and the addition of a new subsection (11) prohibiting the reporting of medical debt to consumer reporting agencies like credit bureaus.

Scope change

The bill's scope was expanded to explicitly prohibit reporting medical debt to consumer reporting agencies and to allow higher interest rates after a court judgment is entered.

ENFORCEMENT

Added a new provision prohibiting hospitals and debt collectors from reporting medical debt to consumer reporting agencies, with violations classified as unlawful practices under ORS 646.608.

REQUIREMENT

Added a new provision allowing interest rates on medical debt to increase to the maximum permitted by ORS 82.010 after a judgment is entered against the patient.

DEFINITION

The bill text was reformatted from B-Engrossed to Enrolled status, updating sponsor lists and removing editorial notes while preserving the core legislative content.

Floor votes · House May 29, 2025

How they voted

This bill passed the Senate by voice vote (no roll call recorded).

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Jun 17, 2025

Signed into law

Governor signed.

upper

Jun 11, 2025

Lower · Passed

Speaker signed.

lower

Jun 10, 2025

Upper · Passed

President signed.

upper

Jun 9, 2025

Upper · Passed

Senate concurred in House amendments and repassed bill.

upper

May 29, 2025

Lower · Passed

Third reading. Carried by Sosa. Passed.

lower

May 23, 2025

Lower · Passed

Recommendation: Do pass with amendments and be printed B-Engrossed.

lower

Apr 24, 2025

Committee

Referred to Commerce and Consumer Protection.

lower

Apr 24, 2025

Introduced

First reading. Referred to Speaker's desk.

lower

Apr 23, 2025

Upper · Passed

Third reading. Carried by Campos. Passed.

upper

Apr 18, 2025

Committee

Subsequent referral rescinded by order of the President.

upper

Apr 18, 2025

Upper · Passed

Recommendation: Do pass with amendments and subsequent referral to Health Care be rescinded. (Printed A-Eng.)

upper

Jan 17, 2025

Committee

Referred to Labor and Business, then Health Care.

upper

Jan 13, 2025

Introduced

Introduction and first reading. Referred to President's desk.

upper

2 primary · 14 co-sponsors