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SB 174 Oregon Senate · 2025 Regular Session

Relating to violations of the Insurance Code as unlawful trade practices.

Summary
Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act. Specifies exemptions. Permits a person to obtain, and a court to award, appropriate equitable relief in addition to monetary damages under the Unlawful Trade Practices Act. Requires the Director of the Department of Consumer and Business Services to request action before a prosecuting attorney may take action under the Unlawful Trade Practices Act against an act or practice related to insurance.
Bill status passed 3 of 5 stages cleared
Introduction
Jan 2025
Committee Review
Jun 2025
Senate Passage
Jun 2025
House Passage
Governor
Introduced Jan 13, 2025 Last action Jun 28, 2025
Maddy AI version diff · 1 comparison

What changed between versions

Introduced → A-Engrossed · 4 edits · Jun 19, 2025
MODERATE
This bill amends SB 174 to reflect its final version after Senate amendments, updating the document title and summary to indicate it now includes insurance-related bad acts under the Unlawful Trade Practices Act. The changes clarify that insurance violations are subject to enforcement actions and allow courts to award equitable relief in addition to monetary damages.
Scope change
The bill's scope expanded to explicitly include insurance-related bad acts under the Unlawful Trade Practices Act, requiring district attorneys to obtain permission from a state agency before taking action in insurance cases.
ENFORCEMENT

Added requirement for district attorneys to obtain permission from the Department of Consumer and Business Services before taking action under the Unlawful Trade Practices Act regarding insurance violations.

ELIGIBILITY

Expanded eligibility for equitable relief by allowing courts to award appropriate equitable relief in addition to monetary damages for insurance-related violations.

DEFINITION

Updated the definition of 'person' to clarify inclusion of various legal entities while removing specific exclusions for bodies or officers acting under statutory authority.

TECHNICAL

Changed document title from 'SB 174' to 'A-Eng. SB 174' and updated summary language to reflect final amended version rather than introduced version.

Floor votes

How they voted

This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history

Actions timeline

Total actions
14
Key actions
3
Committee
4
Jun 28, 2025
Lower · Passed
In committee upon adjournment.
lower
Jun 20, 2025
Committee
Referred to Rules.
lower
Jun 20, 2025
Introduced
First reading. Referred to Speaker's desk.
lower
Jun 19, 2025
Introduced
Vote explanation(s) filed by Reynolds, Sollman.
upper
Jun 19, 2025
Upper · Passed
Third reading. Carried by Broadman, Prozanski. Passed.
upper
Jun 16, 2025
Upper · Passed
Recommendation: Do pass with amendments. (Printed A-Eng.)
upper
Jan 17, 2025
Committee
Referred to Judiciary.
upper
Jan 13, 2025
Introduced
Introduction and first reading. Referred to President's desk.
upper
0 primary · 0 co-sponsors

Sponsors

No sponsor information available.