Relating to explanations required in connection with premium increases upon renewals of certain insurance policies; and prescribing an effective date.
Summary
Requires an insurer to provide to an insured a clear and reasonable explanation of the reasons for any increase in the premium amount for a qualified policy upon renewal of the qualified policy. Specifies standards for a clear and reasonable explanation. Takes effect on the 91st day following adjournment sine die.
Bill status
signed
all 5 stages cleared
Introduction
Jan 2025
Committee Review
May 2025
House Passage
Jun 2025
Senate Passage
Jun 2025
Signed into Law
Jun 2025
Introduced Jan 13, 2025
Signed Jun 20, 2025
Maddy AI version diff · 2 comparisons
What changed between versions
A-Engrossed
→
Enrolled
·
3 edits
·
Jun 20, 2025
MINOR
The bill was finalized from its A-Engrossed version to the Enrolled version, adding official signatures and dates for House and Senate passage, plus the Governor's approval. The substantive policy text remains unchanged, maintaining requirements for insurers to explain premium increases to policyholders upon renewal.
TECHNICAL
Added official Enrolled header with signatures from House and Senate leaders and Governor approval dates
Added effective date section specifying September 1, 2026 as the operative date and 91-day delay after session adjournment for implementation
Changed document title from A-Engrossed to Enrolled to reflect final legislative approval
Floor votes · Senate Jun 10, 2025 · House Apr 8, 2025
How they voted
21–8
Passed · 1 other
Total votes 30
Jun 10, 2025
D
Democratic18
100% Yea
R
Republican12
66% Nay
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
28
Key actions
7
Committee
5
Jun 20, 2025
Signed into law
Governor signed.
lower
Jun 12, 2025
Upper · Passed
President signed.
upper
Jun 12, 2025
Lower · Passed
Speaker signed.
lower
Jun 10, 2025
Upper · Passed
Third reading. Carried by Pham. Passed.
upper
May 22, 2025
Upper · Passed
Recommendation: Do pass the A-Eng. bill.
upper
Apr 9, 2025
Committee
Referred to Labor and Business.
upper
Apr 9, 2025
Introduced
First reading. Referred to President's desk.
upper
Apr 8, 2025
Lower · Passed
Third reading. Carried by Chaichi. Passed.
lower
Apr 2, 2025
Committee
Subsequent referral to Ways and Means rescinded by order of the Speaker.
lower
Apr 2, 2025
Lower · Passed
Recommendation: Do pass with amendments, be printed A-Engrossed, and subsequent referral to Ways and Means be rescinded.
lower
Jan 17, 2025
Committee
Referred to Commerce and Consumer Protection with subsequent referral to Ways and Means.
lower
Jan 13, 2025
Introduced
First reading. Referred to Speaker's desk.
lower
0 primary · 0 co-sponsors
Sponsors
No sponsor information available.
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