Relating to foreclosure avoidance; declaring an emergency.

Directs Housing and Community Services Department to make grants to nonprofit housing counseling agencies for purpose of providing appropriate housing counseling services to grantors at risk of foreclosure on real property that is subject to residential trust deed or mortgage. ] organizations, housing authorities or government agencies that sponsor or manage homeownership programs in amounts sufficient to fund services of housing counselor to each eligible grantor that requests resolution conference with beneficiary or contacts department to request services of housing counselor. Requires nonprofit organization, housing authority or government agency that receives funding to employ and provide services to grantors through housing counselors that department certifies as having appropriate knowledge and skills. Permits department by rule to specify appropriate criteria for knowledge and skills and eligibility of grantors for services. Establishes Housing Counseling Fund in State Treasury, separate and distinct from General Fund. Requires department to disburse all grants from fund. Declares emergency, effective on passage.