Relating to commercial insurance filing requirements.

Exempts insurers that transact certain classes of commercial insurance from requirement to file rates or policy forms. Specifies circumstances in which exemption does not apply. Permits Director of Department of Consumer and Business Services by rule to exempt or amend rate and filing form requirements for any commercial line of insurance if director determines that requirement is not desirable or is not necessary to protect public and that exemption or amendment would enhance competition. Permits director to publish sample disclosure notice that insurer may issue without needing to file disclosure with director if insurer issues disclosure together with claims-made insurance policy or liability insurance policy that includes defense costs within limits of liability.