A BILL for an Act to create and enact a new section to chapter 26.1-40 of the North Dakota Century Code, relating to auto glass insurance coverage.

HB 1240 would require auto insurance companies in North Dakota to offer policies with separate coverage for repairing or replacing damaged auto glass, distinct from standard comprehensive or collision coverage. This directly affects insurance providers writing auto policies and drivers who purchase comprehensive or collision insurance. The key provision mandates that any such glass coverage must include its own separate deductible, not shared with other policy deductibles. The bill aimed to make glass repairs more affordable by preventing drivers from having to meet the full deductible for other car damage when only the glass is broken.