Comprehensive Capital for Childcare Expansion.

SB 680 creates the North Carolina Child Care Finance Agency to address the state's childcare shortage through targeted financing. The agency will provide loans and bonds for constructing or renovating childcare facilities, prioritizing small providers (under 10 facilities), high-quality licensed centers, and projects in high-need areas. It specifically supports faith-based organizations, businesses offering on-site childcare for employees, and encourages full-day care and workforce development partnerships. The bill directly affects childcare providers, employers, and families by expanding affordable, accessible childcare options across North Carolina.