Relates to crypto kiosks

Added 'cashier crypto exchange' as a defined term, clarifying it as a service where consumers exchange money for virtual currency at a retailer acting as an agent.

Updated the definition of 'Consumer' to include users of cashier crypto exchanges in addition to crypto kiosks.

Updated the definition of 'Crypto kiosk' to clarify it enables exchanging money for virtual currency or vice versa, and removed the phrase 'retail location' to distinguish it from the new cashier exchange definition.

Updated the definition of 'Operator' to explicitly include those operating cashier crypto exchanges and clarified that the definition applies regardless of whether the operator owns the physical location.

Revised the definition of 'Cashier crypto exchange' to specify it involves collecting money or virtual currency at a retailer acting as an agent or processor.

Added new section headers for disclosures and fraud refunds specifically related to cashier crypto exchanges, extending regulatory requirements to this new category of transaction.