Provides insurance coverage for perimenopausal and menopausal care and treatment

This bill requires all health insurance policies covering hospital, surgical, or medical care to include coverage for perimenopausal and menopausal care and treatment. It specifically mandates coverage for symptoms like hot flashes, bone loss, vaginal issues, and sleep disruption, as defined by the law. The coverage applies to women receiving care from licensed providers and may still include standard deductibles or coinsurance. This directly affects women enrolled in qualifying health insurance plans across New York. The law takes effect January 1, 2027, for new or renewed policies.