S 9151 New York Senate · 2025 Regular Session

Relates to the use of aerial images by insurers

This bill requires insurers to follow specific rules when using aerial images to decide whether to non-renew property insurance policies. Insurers must include date-stamped images (taken within the past year) showing specific property conditions in non-renewal notices, provide a clear process for property owners to fix issues, and allow a 30-day period to correct defects before finalizing non-renewal decisions. It also mandates an appeal process for errors and requires insurers to offer renewal if property owners address the identified issues. The law directly affects property insurance policyholders and insurers in New York, aiming to ensure transparency in coverage decisions based on aerial imagery.
Bill status in committee 1 of 4 stages cleared
Introduction
Feb 2026
Committee Review
Floor Vote
Governor
Introduced Feb 6, 2026 Last action Feb 6, 2026
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Committee
1
Feb 6, 2026
Committee
REFERRED TO INSURANCE
upper
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Jamaal Bailey
Jamaal Bailey
DDemocratic/Working Families
NY
36