Prohibits public adjusters from contacting certain persons regarding a property that has sustained damage from a damaging event within forty-eight hours of such damaging event

This bill shortens the cooling-off period for public adjusters from 72 hours to 48 hours after a damaging event, giving homeowners and businesses less time before they can be approached by adjusters. The change also clarifies that affected property owners can still initiate contact with public adjusters during this 48-hour window. This adjustment tightens the restrictions on when public adjusters can contact property owners following disasters.