Requires insurance coverage of outpatient problem gambling services

This bill requires health insurance companies to cover outpatient treatment for problem gambling as part of substance use disorder services. It applies to all medical, major medical, or comprehensive insurance policies sold in New York. The law mandates that coverage for problem gambling cannot have stricter financial limits (like higher copays) or treatment restrictions than those applied to standard medical or surgical care. This ensures gambling treatment is covered on par with other medical services without additional barriers.