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S 8227 New York Senate · 2025 Regular Session

Prohibits the use of student loan payment credit history checks in certain cases

This bill (S 8227) prohibits most employers from asking about or using an applicant's student loan payment history when making hiring decisions. It directly affects job applicants with student loans by preventing employers from discriminating against them based on their loan repayment status. The law includes an exception for employers required by state/federal law or financial regulations (like those in the securities industry) to check this information. The provision takes effect immediately upon enactment.
Issues: ✓ Labor & EmploymentSupports Labor & EmploymentPrevents employment discrimination based on student loan status, protecting applicants' rights in hiring decisions per bill's explicit prohibition of employer use of loan history checks.95% confidence
Bill status in committee 1 of 4 stages cleared
Introduction
May 2025
Committee Review
Floor Vote
Governor
Introduced May 23, 2025 Last action Jun 5, 2026
Maddy AI version diff · 1 comparison

What changed between versions

S8227 → S8227A · 3 edits
MINOR
This bill shifts the legal authority for protecting student loan privacy from the Labor Law to the General Business Law. Instead of creating a standalone rule for employers, it now adds student loan payment history to a list of sensitive financial data that employers generally cannot use for hiring decisions, alongside credit scores and debt information.
Scope change
The bill's scope changed from a specific prohibition under the Labor Law to a broader prohibition under the General Business Law, aligning student loan privacy with existing rules regarding credit information.
SCOPE

The legal basis for the protection was moved from the Labor Law to the General Business Law, changing the statute number from 219-b to a new paragraph within section 380-a.

REQUIREMENT

Student loan payment history was added to a specific list of financial data (including credit scores and bankruptcies) that employers are prohibited from requesting or using for employment decisions.

ELIGIBILITY

The bill was reclassified from a new standalone section to an amendment of existing General Business Law sections, integrating the rule into a broader framework for financial privacy.

Floor votes

How they voted

No floor votes recorded yet.
Full legislative history

Actions timeline

Total actions
8
Key actions
2
Committee
3
Amendments
2
Jun 5, 2026
Committee
COMMITTED TO RULES
upper
May 13, 2026
Upper · Passed
PRINT NUMBER 8227A
upper
May 13, 2026
Upper · Passed
AMEND (T) AND RECOMMIT TO LABOR
upper
Jan 7, 2026
Committee
REFERRED TO LABOR
upper
May 23, 2025
Committee
REFERRED TO LABOR
upper
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Jessica Ramos
Jessica Ramos
DDemocratic/Working Families
NY
13