Relates to the definition of "protected consumer"

This bill amends New York's General Business Law to define a "protected consumer" as anyone under 18 years old when requesting a security freeze on their credit report. It directly affects minors aged 16-17, who previously did not qualify under the 16-year-old threshold but will now be included. The key change updates Section 380-a of the law, raising the age limit from 16 to 18 for eligibility. This adjustment ensures younger individuals gain access to credit security measures previously unavailable to them. The bill is currently moving through the legislative process after being advanced to third reading.