Requires health insurance policies to include coverage for doula services as required coverage for maternity care

This bill requires all health insurance policies in New York to cover doula services as part of mandated maternity care. It directly affects health insurers and policyholders by adding doulas (non-medical birth support professionals) to the list of covered services alongside hospital stays and midwife care. The key provision amends insurance law to mandate that maternity coverage includes doula services for at least 48 hours post-birth (or 96 hours for C-sections), without duplicating physician or midwife services already provided. This applies to all new, renewed, or modified policies issued 180 days after the law takes effect.