Requires certain health insurance policies to provide coverage for diabetes and prediabetes screening

This bill requires most health insurance policies in New York to cover diabetes and prediabetes screening at no cost to the patient. It applies to policies covering physician services or major medical coverage, mandating that insurers include screening per national evidence-based guidelines without deductibles, copays, or other cost-sharing. The law affects health insurance companies and their policyholders who need preventive diabetes screening. Coverage must be provided free of charge for all qualifying policies issued or renewed after the effective date.