Requires insurance companies to provide at least ninety days of rehabilitation services to an insured upon a doctor's prescription

This bill requires insurance companies to cover at least 90 days of rehabilitation services at a facility when a doctor prescribes it. It directly affects insured individuals needing rehabilitation by mandating this coverage duration in health insurance policies. Key provisions add specific language to insurance law, requiring coverage for 90 days of facility-based rehab with a doctor's referral, and apply to policies issued or renewed after the law takes effect. The requirement applies to new policies and renewals starting 90 days after enactment.