Establishes a right of action for claims arising out of coerced debts
Summary
Prohibits creditors from enforcing a consumer debt incurred as a result of fraud, duress, intimidation, threat, force, identity theft, exploitation of the debtor's personal information or similar economic abuse perpetrated against a debtor; establishes a right of action by the debtor for relief against creditors for violations; makes related provisions.
Bill status
signed
all 5 stages cleared
Introduction
Jan 2025
Committee Review
Jun 2025
Senate Passage
Jun 2025
Assembly Passage
Jun 2025
Signed into Law
Dec 2025
Introduced Jan 9, 2025
Signed Dec 19, 2025
Maddy AI version diff · 2 comparisons
What changed between versions
S1353A
→
S1353B
·
3 edits
MINOR
The bill was amended to add a new section defining the scope of the coerced debt law and reorganize the legislative history. The substantive definitions for coerced debt, economic abuse, and related terms remain unchanged from the previous version.
Scope change
Added a new section 604-dd to define the scope of the article, clarifying how the law applies to coerced debt claims.
SCOPE
Added a new section 604-dd titled 'Scope' to clarify the application of the coerced debt provisions.
TECHNICAL
Reordered the legislative history section to reflect the bill's progression through Senate and Assembly committees, including its third reading status.
Updated the bill number from S 1353-A to S 1353-B to reflect the amended version.
Floor votes · Senate May 13, 2025 · Assembly Jun 11, 2025
How they voted
46–11
Passed · 5 other
Total votes 62
May 13, 2025
D
Democratic40
90% Yea
R
Republican22
50% Nay
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
24
Key actions
7
Committee
4
Amendments
3
Dec 19, 2025
Signed into law
SIGNED CHAP.710
upper
Jun 11, 2025
Lower · Passed
PASSED ASSEMBLY
lower
Jun 9, 2025
Committee
REFERRED TO CODES
lower
Jun 9, 2025
Upper · Passed
REPASSED SENATE
upper
May 22, 2025
Upper · Passed
AMENDED ON THIRD READING 1353B
upper
May 13, 2025
Committee
REFERRED TO CODES
lower
May 13, 2025
Upper · Passed
PASSED SENATE
upper
Apr 1, 2025
Upper · Passed
PRINT NUMBER 1353A
upper
Apr 1, 2025
Upper · Passed
AMEND AND RECOMMIT TO JUDICIARY
upper
Jan 28, 2025
Committee
REPORTED AND COMMITTED TO JUDICIARY
upper
Jan 9, 2025
Committee
REFERRED TO CONSUMER PROTECTION
upper
1 primary · 6 co-sponsors
Sponsors
Ask Maddy
·
AI policy assistant
Ask Maddy about S 1353
Scope: NY
Hi! I can help you understand S 1353. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline