Relates to instruction in financial management

S 1272 requires all public school districts in the state to provide financial management instruction to students in grades four through eight. The bill mandates teaching practical skills like budgeting, saving, credit, debt, insurance, and investment to build personal financial responsibility. School districts must develop age-appropriate curricula with support from the education commissioner, who will create regulations and provide model teaching resources. This law takes effect July 1, 2025, after the commissioner finalizes implementation rules.