Requires third-party food delivery services maintain insurance through a group policy that covers bodily injury or death arising out of or resulting from qualifying accidents involving a delivery person

Added a prohibition on passing insurance expenses to consumers in political subdivisions where delivery drivers do not use qualifying vehicles.

Mandated that insurance policies must be written by an insurer licensed in New York or procured by a licensed excess line broker.

Added a requirement that the obligation to determine insurance unavailability must be made before initial placement and at each policy renewal.

Changed the definition of 'Qualifying vehicle' to explicitly exclude motorcycles that carry their own liability insurance.

Clarified that occupants of motorcycles with their own liability insurance are not eligible for benefits.