A 979 New York Assembly · 2025 Regular Session

Relates to contractual liability insurance policies

Summary

Relates to contractual liability insurance policies; provides that each provider may maintain a maximum of five service contract reimbursement insurance policies insuring its service contracts actively offered.

Bill status signed all 5 stages cleared

Introduction

Jan 2025

Committee Review

May 2025

Assembly Passage

May 2025

Senate Passage

Jun 2025

Signed into Law

Oct 2025

Introduced Jan 8, 2025 Signed Oct 16, 2025

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What changed between versions

A979 → A979A · 4 edits

MODERATE

This bill simplifies insurance requirements for service contract providers by reducing the number of insurance policies they must maintain and clarifying the obligations covered. The changes make it easier for providers to manage their insurance coverage while maintaining consumer protection standards.

Scope change

The bill applies to service contract providers in New York State who need insurance coverage for their service contracts.

REQUIREMENT

Reduced the insurance obligation from covering 'all obligations' to covering 'its obligations' with clearer language about what must be insured.

Added a new provision allowing providers to maintain up to five service contract reimbursement insurance policies for actively offered service contracts.

Removed detailed requirements about specific statements that must appear in service contracts regarding insurance coverage and claim procedures.

TIMELINE

Changed the effective date from 'immediately' to 'immediately' but restructured the bill format with committee discharge and amendment procedures.

Floor votes · Senate Jun 9, 2025 · Assembly May 20, 2025

How they voted

62–0

Passed · 1 other

Total votes 63

Jun 9, 2025

D Democratic41

41 Yea

100% Yea

R Republican22

21 Yea 1

95% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Oct 16, 2025

Signed into law

SIGNED CHAP.441

lower

Jun 9, 2025

Upper · Passed

PASSED SENATE

upper

May 20, 2025

Committee

REFERRED TO INSURANCE

upper

May 20, 2025

Lower · Passed

PASSED ASSEMBLY

lower

Apr 15, 2025

Lower · Passed

PRINT NUMBER 979A

lower

Apr 15, 2025

Lower · Passed

AMEND AND RECOMMIT TO INSURANCE

lower

Jan 8, 2025

Committee

REFERRED TO INSURANCE

lower

1 primary · 1 co-sponsor