Requires electric scooter service platforms to maintain insurance coverage

This bill requires electric scooter service platforms operating in New York (defined as entities owning/leasing more than two scooters with app-based access) to maintain liability insurance covering operations. Platforms must provide proof of $25,000 per accident coverage for bodily injury, death, or property damage during trips, with this coverage being primary over other insurance. Proof of insurance must be displayed upon request by enforcement officers or to individuals claiming injury or property damage from scooter use. The bill does not cover personal injury protection under existing insurance law.