Directs how certain valuations and computations of the amount due are calculated in certain foreclosure actions

This bill standardizes how courts calculate amounts owed in mortgage foreclosures. It requires court-appointed referees to itemize all costs (principal, interest, fees, taxes) with documentation and use the property's auction date for valuation in deficiency calculations - unless a court orders otherwise for good cause. It directly affects lenders pursuing foreclosure, referees handling calculations, and homeowners facing foreclosure. The changes aim to reduce disputes over calculation methods by mandating transparency and specific documentation. The bill does not alter foreclosure eligibility or create new financial obligations.