Requires insurance to cover a car seat to be provided upon discharge of a newborn from a hospital

This bill requires health insurance plans to cover the cost of an appropriate car seat for newborns at the time of hospital discharge. It directly affects new parents and newborns by ensuring they receive a required child restraint system without out-of-pocket costs. The key provision amends insurance law to explicitly include "an initial appropriate child restraint system" as part of mandatory maternity care coverage, alongside services like breastfeeding support and newborn assessments. The change applies to all health insurance policies covering maternity care in New York State.