A 8851 New York Assembly · 2025 Regular Session

Relates to certain rental vehicle protections

Summary

Relates to certain rental vehicle protections; provides that the rate caps charged by rental vehicle companies shall be tied to the consumer price index of all urban consumers over the previous year as reported by the United States Bureau of Labor Statistics; makes provisions of law permanent.

Bill status in committee 1 of 4 stages cleared

Introduction

Jun 2025

Committee Review

Floor Vote

Governor

Introduced Jun 9, 2025 Last action Jan 15, 2026

Maddy AI version diff · 1 comparison

What changed between versions

A8851 → A8851A · 4 edits

MODERATE

This bill amends New York's rental vehicle protection laws to add new rate caps for optional vehicle protection based on vehicle price tiers and adjusts the timeline for automatic annual rate increases. The changes expand consumer protections by establishing specific maximum fees for rental vehicle insurance based on vehicle value and updating the start date for automatic inflation adjustments.

Scope change

The bill expands the scope of rate caps by adding new tiers for vehicles priced between $20,000-$35,000, $35,000-$50,000, and over $50,000, while removing the previous definition of 'rental vehicle company' that was deleted in the amendment.

REQUIREMENT

Added new rate caps for optional vehicle protection: $12 for vehicles between $20,000-$35,000, $15 for vehicles between $35,000-$50,000, and no maximum cap for vehicles over $50,000 (subject to fair market value determination by rental company).

TIMELINE

Changed the automatic annual rate increase start date from January 1, 2026 to January 1, 2027 for CPI-U based adjustments.

DEFINITION

Removed the definition of 'rental vehicle company' that previously included franchisees and affiliates in the business of providing rental vehicles to the public.

TECHNICAL

Added new sponsors (Torres, P. Carroll) and updated committee history showing the bill was re-committed after amendment.

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Jan 15, 2026

Lower · Passed

PRINT NUMBER 8851A

lower

Jan 15, 2026

Lower · Passed

AMEND AND RECOMMIT TO CONSUMER AFFAIRS AND PROTECTION

lower

Jan 7, 2026

Committee

REFERRED TO CONSUMER AFFAIRS AND PROTECTION

lower

Jun 9, 2025

Committee

REFERRED TO CONSUMER AFFAIRS AND PROTECTION

lower

1 primary · 2 co-sponsors