Extends the effectiveness of provisions of law relating to permissible fees in connection with open end loans

This bill extends the current rules governing permissible fees for credit cards and other open-end loans (like lines of credit) from June 30, 2025, to June 30, 2027. It directly affects lenders who charge these fees by preventing the existing fee rules from reverting to older regulations after 2025. The key provision simply changes the expiration date in the 1996 banking law to maintain the current fee structure for two additional years.