A 7194 New York Assembly · 2025 Regular Session

Prohibits the use of student loan payment credit history checks in certain cases

This bill prohibits employers from asking job applicants about their student loan payment history or using that information to make hiring decisions. It directly affects job applicants, particularly those with student debt, by preventing employment discrimination based on their loan status. The law includes an exception for employers required by state/federal law or financial regulations to check this information. The bill applies to all employers except those in specific regulated industries like finance. It becomes effective immediately upon enactment.
Bill status passed 3 of 5 stages cleared
Introduction
Mar 2025
Committee Review
May 2026
Assembly Passage
May 2026
Senate Passage
Governor
Introduced Mar 21, 2025 Last action May 20, 2026
Maddy AI version diff · 3 comparisons

What changed between versions

A7194B A7194C · 3 edits
MINOR
This bill was updated to add a new sponsor, Jacobson, and advance the legislation to a third reading. The core policy change shifts the bill from amending the Labor Law to amending the General Business Law, which alters the legal chapter where the student loan payment history restriction is codified.
Scope change
The bill's scope changed from the Labor Law to the General Business Law, specifically targeting sections regarding credit information in employment decisions.
ELIGIBILITY

A new sponsor, Assemblymember Jacobson, was added to the bill's list of sponsors.

REQUIREMENT

The bill was advanced to a third reading, moving it closer to final passage.

SCOPE

The bill was amended to change the target statute from the Labor Law to the General Business Law, altering the specific legal section where the prohibition on student loan checks is located.

Floor votes · Assembly May 20, 2026

How they voted

9944
Passed · 6 other
Total votes 149
May 20, 2026
D Democratic102
99 Yea 3
97% Yea
R Republican47
44 Nay 3
93% Nay
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
15
Key actions
6
Committee
4
Amendments
5
May 20, 2026
Committee
REFERRED TO LABOR
upper
May 20, 2026
Lower · Passed
PASSED ASSEMBLY
lower
May 13, 2026
Lower · Passed
AMENDED ON THIRD READING (T) 7194C
lower
Jun 9, 2025
Committee
REPORTED REFERRED TO RULES
lower
May 28, 2025
Committee
REPORTED REFERRED TO CODES
lower
May 22, 2025
Lower · Passed
PRINT NUMBER 7194B
lower
May 22, 2025
Lower · Passed
AMEND AND RECOMMIT TO LABOR
lower
May 19, 2025
Lower · Passed
PRINT NUMBER 7194A
lower
May 19, 2025
Lower · Passed
AMEND (T) AND RECOMMIT TO LABOR
lower
Mar 21, 2025
Committee
REFERRED TO LABOR
lower
1 primary · 9 co-sponsors

Sponsors