Requires a written notification of overdraft fees charged to certain account holders

This bill requires banks and other financial institutions (like credit unions) to send customers a written notice every 180 days about overdraft fees they've charged. The notice must list the dates and amounts of each fee, the total fees charged, information on how customers might negotiate fees, and contact details for the institution's resolution team. Financial institutions can send this notice electronically if the customer has chosen that option. The bill applies to all institutions offering customer accounts, directly affecting account holders who may incur overdraft fees.