Requires health insurance policies and Medicaid to cover patient navigation services

Bill A 6586 requires health insurance plans and Medicaid to cover patient navigation services for individuals with serious conditions expected to last at least three months and at high risk of hospitalization, nursing home placement, or health decline. These services help connect patients to social supports like transportation, housing, food assistance, and healthcare appointments, and include referrals, enrollment help, and care coordination. Certified navigators (trained through approved programs) must provide these services under a healthcare provider's supervision. The law applies to all medical, major medical, and comprehensive insurance policies, ensuring coverage for high-risk patients who need help accessing care.