Provides for offering reward or incentive programs

This bill permits health insurers and certain corporations (like health maintenance organizations) to offer annual wellness, preventative care, and health initiative incentive programs to policyholders, with a maximum value of $600 per person per year. It expands existing insurance law by allowing non-cash rewards (such as discounts or sweepstakes) for health goals like disease management, while maintaining a spending cap. The bill also clarifies that premium adjustments reflecting approved commission ranges do not violate anti-inducement rules. It directly affects health insurers, their policyholders, and corporate health providers in New York.