Relates to the definition of "protected consumer"

This bill amends New York's General Business Law to define a "protected consumer" as an individual under 18 years old when requesting a security freeze. It directly affects minors seeking to place security freezes on their credit reports, expanding protection from the previous age limit of 16. The key change is raising the age threshold from 16 to 18 years for eligibility to request security freezes under this definition. This adjustment ensures all individuals under 18, not just those under 16, qualify for this specific consumer protection.