A 4105 New York Assembly · 2025 Regular Session

Relates to establishing minimum standards for payment plans for eligible customers

Summary

Relates to establishing minimum standards for payment plans for eligible customers; requires the public service commission to set standards for payment plans for certain customers including reasonableness of agreements and timelines for payment; establishes eligibility.

Bill status in committee 1 of 4 stages cleared

Introduction

Jan 2025

Committee Review

Floor Vote

Governor

Introduced Jan 31, 2025 Last action Jun 3, 2026

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What changed between versions

A4105 → A4105A · 4 edits

MODERATE

This bill amends the Public Service Law to establish minimum standards for utility payment plans, introducing new rules to make these plans more affordable and flexible for customers. The changes include lowering the minimum monthly installment to ten dollars and removing the requirement for a down payment for those demonstrating financial need. Additionally, the threshold for spreading rate changes over a payment plan was increased from ten percent to twenty percent, and the list of eligible assistance programs was updated to reflect current federal and state aid names.

Scope change

The bill expands the scope of utility payment plan protections by adding specific affordability mandates and updating the criteria for when rate changes must be spread out over a payment period.

REQUIREMENT

Added a new requirement that payment agreements must allow for installments as low as ten dollars per month with no down payment, provided the customer demonstrates financial need.

Increased the threshold for spreading rate changes over a payment plan from ten percent to twenty percent of the prior supply cost over two consecutive billing cycles.

ELIGIBILITY

Updated the list of eligible assistance programs to rename 'federal public housing assistance' and remove 'supplemental nutrition assistance program' in favor of 'SNAP', while adding 'emergency rental assistance program'.

TECHNICAL

Changed the section number of the new law from 37-a to 37-b to accommodate future legislative additions.

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Jun 3, 2026

Committee

REPORTED REFERRED TO RULES

lower

Jan 7, 2026

Committee

REFERRED TO WAYS AND MEANS

lower

May 6, 2025

Committee

REPORTED REFERRED TO WAYS AND MEANS

lower

May 2, 2025

Lower · Passed

PRINT NUMBER 4105A

lower

May 2, 2025

Lower · Passed

AMEND AND RECOMMIT TO ENERGY

lower

Jan 31, 2025

Committee

REFERRED TO ENERGY

lower

1 primary · 2 co-sponsors