Requires insurance and Medicaid coverage for inpatient and outpatient substance abuse treatment for a period of not less than forty-five days

This bill requires all health insurance plans and Medicaid to cover substance abuse treatment for at least 45 days, both inpatient and outpatient. It prohibits insurers from applying stricter financial requirements or treatment limits to substance abuse care than those used for other medical conditions. Coverage must include unlimited medically necessary treatment in residential settings for inpatient care. The bill directly affects individuals seeking substance abuse treatment by mandating longer, less restricted access to care through insurance and Medicaid.