Relates to animal insurance policies

This bill prohibits animal insurance policies from excluding or limiting coverage for pre-existing health conditions in pets. It directly affects pet owners, veterinarians, and insurers by requiring policies to cover existing health issues without denial. The key provision adds a new law section stating policies "shall not contain any exclusion or limitation" for pre-existing conditions. The rule applies to all new or renewed policies issued after the effective date, ensuring coverage for existing conditions at the next policy renewal.