Prohibits restrictions on insurance policies based on the policyholder harboring or owning any dog of a specific breed or mixture of breeds

This bill prohibits insurance companies from denying coverage, canceling policies, increasing premiums, or limiting coverage for homeowners or renters insurance solely because a policyholder owns a specific dog breed or mix. It directly affects renters and homeowners who might have faced higher costs or denial due to their dog's breed. The law requires insurers to base decisions on factors other than breed, ensuring fair treatment for all policyholders. This change applies to all new policies and renewals issued 90 days after the law takes effect.