Expands insurance coverage of in vitro fertilization

This bill expands insurance coverage for in vitro fertilization by removing the previous limit that restricted coverage to just three treatment cycles. It directly affects individuals with infertility who rely on large group insurance policies, ensuring they can access more rounds of fertility treatment without hitting a cycle cap. The legislation allows insurers to still apply standard cost-sharing measures like deductibles and copayments, while also clarifying that diagnostic tests and necessary prescription drugs for infertility must be covered. Additionally, the bill updates rules to ensure hospital and surgical policies cover treatments for correctable medical conditions causing infertility, excluding only specific procedures such as elective sterilization reversals or cloning.