Provides for standardized health insurance contracts for small dental employers

This bill creates a program to offer standardized health insurance contracts specifically to small dental employers that meet certain size and staffing requirements. To qualify, a dental employer must have fifty or fewer employees, at least one general dentist providing care to Medicaid patients, and at least two licensed dental hygienists. The legislation mandates that insurance companies offer a fixed benefit package to these qualifying groups and requires them to accept applications at any time during the year. Additionally, the bill establishes rules for stop-loss funds to manage financial risk and includes provisions for adjusting wage thresholds annually based on federal poverty levels.