Prohibits restrictions on insurance policies based solely on the policyholder harboring or owning any dog of a specific breed or mixture of breeds

This bill prohibits insurance companies from denying homeowners or renters insurance, canceling policies, or charging higher rates based solely on a person owning a specific dog breed. It also bars insurers from limiting coverage for these policies if the only reason is the type of dog the policyholder has. The law applies to all insurance contracts issued, renewed, or modified after the bill takes effect, ensuring that breed alone cannot be used as a basis for discrimination in pet-related insurance decisions.