Prohibits the use of social media websites for the purpose of debt collection

This bill prohibits debt collectors in New York from using social media platforms to collect money owed by consumers. It defines a social media platform as an online service where users can create profiles, connect with others, and share content like posts or livestreams, while explicitly excluding simple email or direct messaging tools. The law aims to stop practices such as posting negative comments, sending harassing messages, or sharing a debtor's financial information on these sites. If passed, the restriction would take effect immediately and apply to any entity attempting to use these specific digital tools for debt collection purposes.